Pico Rivera, California

Your local mortgage broker in Pico Rivera

Home Central Financial sits just south of Pico Rivera in Downey, led by Miguel A. Vazquez, NMLS #401212. We're a broker, not a bank — we compare many lenders so Pico Rivera families end up with a loan that fits the budget, whether it's a first purchase, a move up, or a refinance.

Right next door

Our Downey office is a short drive from Pico Rivera. Come in person or handle everything by phone and email — your call, and either way you get the same broker.

7847 Florence Ave #101, Downey, CA 90240

Downey office and map

Serving Pico Rivera & nearby communities

Part of the same southeast LA County community we call home — helping families in Pico Rivera and around it, including:

  • Los Angeles County
  • Orange County
  • Riverside County
  • San Bernardino County
  • San Diego County

Common questions

How close are you to Pico Rivera?

Our office is in Downey, right next door — just a few minutes away. You can meet in person or do the whole thing remotely by phone, email, and secure upload. Either way you work with Miguel directly.

Can I buy with an ITIN instead of a Social Security number?

Yes. We work with borrowers who file taxes on an ITIN, which is common in and around Pico Rivera. We'll explain exactly what income and documents you'll need and which lenders offer it.

What credit score do I need to buy a house?

There's no single cutoff — different programs have different minimums, and FHA in particular is flexible. Rather than guess, let's look at where you are; sometimes a small change makes a real difference. We won't promise a rate or approval until your file is reviewed.

Do you offer everything in Spanish?

Yes, fully. Every call, document, and explanation is available in English or Spanish with the same person, so nothing gets lost along the way.

What's the first step?

A quick call or a free pre-approval. It costs nothing, there's no obligation, and it tells you what you can realistically afford before you start looking.