What could I prequalify for
Get a prequalification-style estimate from your income and debts, then take the next step — a quick phone or online prequal with Miguel.
Get a prequalification-style estimate from your income and debts, then take the next step — a quick phone or online prequal with Miguel.
Use gross income before taxes and recurring monthly debt payments, not your credit-card balances. Housing includes taxes, insurance, mortgage insurance and HOA. A refinance also needs enough equity; sufficient income alone does not mean it qualifies.
Prequalification is a planning estimate, not a preapproval or commitment to lend. A reviewed preapproval requires documentation, credit review and lender conditions. Start with the payment calculator if you only want a monthly budget; request a review when you want someone to check your numbers.