Compton, California

Your local mortgage broker in Compton

Compton's market has shifted, and prices here are still more reachable than the coast — so a lot of the buyers we help are finally purchasing on the streets where they grew up renting. Home Central Financial, led by Miguel A. Vazquez, NMLS #401212, is a broker, not a bank, so we shop many lenders to line up FHA and first-time programs with what your budget actually allows.

A short drive away

Our Downey office is a quick trip from Compton. You're welcome to meet face to face, or keep the whole thing to phone, email, and secure upload — same broker either way.

7847 Florence Ave #101, Downey, CA 90240

Downey office and map

Serving Compton & nearby communities

Part of the southeast LA County area we call home — helping buyers and owners in Compton and around it, including:

  • Los Angeles County
  • Orange County
  • Riverside County
  • San Bernardino County
  • San Diego County

Common questions

What loan types work best for buying in Compton?

For most first-time buyers here, FHA and first-time buyer programs do the heavy lifting because they allow a low down payment. Conventional and VA are on the table too. We match the program to your income and price range instead of pushing one product.

I'm looking in Richland Farms — does the horse-keeping lot change anything?

It can. Those residential lots that allow horses come with appraisal quirks, so we line up the right appraiser and comparable sales early. Handled up front, it doesn't have to slow your escrow down.

Can you help if I file taxes with an ITIN or work for myself?

Yes. We document ITIN and self-employed income carefully so a stricter underwriter signs off the first time. We'll tell you exactly what to gather before we submit anything.

Is there help with the down payment?

There are down payment assistance programs some Compton buyers qualify for, plus low-down loans like FHA. Whether one fits depends on your income and the price — we'll go through what's realistic on a quick call. No promises on rate or approval until your file is reviewed.

Do you offer everything in Spanish?

Yes, fully. From the first call through signing, everything is available in English or Spanish with the same person.