Financing for every stage of your rental portfolio
Buying your first rental, flipping a fixer, refinancing a fourplex, or stepping up to an apartment building — each of those calls for a different loan. As an independent broker we compare investor lenders across all of them and tell you plainly which structure fits, in English or Spanish.
- DSCR Investor Loans — Qualify on the rent your property earns — not your personal tax returns.
- Hard Money & Bridge Loans — Close in days on the strength of the deal — flips, bridges, and time-sensitive purchases.
- DSCR Refinance — Refinance a rental on its own rent — not your personal income.
- Apartment & Multifamily Refinance — Refinance a 5+ unit apartment building on its net operating income.
- Commercial Real Estate Loans — Apartments of 5+ units, mixed-use, and business property — financed with the same straight talk.
- Foreign National Loans — Buy U.S. property from abroad — no U.S. credit history required.
Self-employed? Qualify without tax returns
Plenty of investors write off aggressively — and their tax returns understate what they really earn. These programs document your income a different way.
- Bank Statement Loans — For the self-employed: qualify on your deposits, not your tax returns.
- P&L-Only Loans — Qualify with a profit-and-loss statement — no tax returns required.
- No-Income-Verification Loans — Qualify on your credit and savings — without income or employment documents.
- Asset Depletion Loans — Turn your savings and investments into qualifying income.