Mortgage Basics

· Application Checklist

· Appraisals

· Closing Costs

· Credit

· Foreclosure

· FHA Loans

· Glossary of Mortgage Terms

· Private Mortgage Insurance (PMI)

· Refinance

· VA Loans

Home Central Financial (Home Loans, Refinance & Reverse Mortgage) Miguel, Downey

4.9

daisy romero

01:07 16 Jun 18

Was referred to Miguel of Home Central Financial by my brother. As a first-time home buyer Miguel, explained all our home buying mortgage options including first-time home buyer down payment programs. He got us an FHA 3.5% down Payment Home mortgage. He got us a GREAT mortgage interest rate too! As a proud first-time home buyer & very happy San Bernardino home owner I highly recommend Miguel & his staff at Home Central Financial to all my family & friends for all their home mortgage needs. Looking forward to working with Miguel again to refinance my home mortgage & remove our mortgage insurance.read more

Elias Carrillo

02:50 28 Mar 18

I got the HCF offices because a friend recommended to go them. I had many questions to find a home and they had the answers I needed to hear. They gave me the confidence to start the process of my first house. The office looks small, but the responsibility and service were sufficient for me and my wife. The agent who helped me was very kind and respectful. I liked my agent's motorcycle that even I wanted to buy him it. Miguel helped us get the best rate and the best deal.read more

Melissa Marin

21:00 26 Mar 18

Miguel V. is one of the best in his industry! He was able to guide me through the mortgage world. I had tons of questions about what type of loan will benefit me and what type of costs (if any) I would have and he was able to provide all the answers to my questions. He always picks up his phone which is a plus AND he makes himself available in person 7 days of the week. I will absolutely use him for any real estate deals and refer him to all my family and friends.read more

Magadans Incluso

17:11 26 Mar 18

As a first time home buyer, it has been a pleasure working with Home Central Financial and his Team. Martha and Miguel show the level of professionalism and experience with every transaction. They go above and beyond to assure you're happy with your purchase and wont regret it! Highly recommend them when buying a home!read more

Alex Keim

16:49 26 Mar 18

Miguel helped me buy my first house at just under market value. His knowledge of the neighborhood, market trends, and construction quality is his superpower. This has been a positive experience from day one. Miguel walked us through the process and was extremely communicative! If we had any questions, he was right there with the answer! Plus there were so many personal touches! I would recommend him and his team without hesitation.read more

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